I got this e-mail on 4-16 from IntelliDebt Consumer Counseling indicating that they were to start receiving payments on a debt I had that was previously handled by Dedicated Consumer Counseling. Problem: I paid the debt off years ago, confirmed it with Washington Mutual Bank who had acquired the debt from the original creditor Providian Bank.
This e-mail is the first of two, with the second one received on 4-23, (the "introductory packet"), which shows a statement balance of over two thousand dollars still owed and instructs you to go on their website and give your social security number and begin sending them the payments which may be higher than they were previously. It also indicates the bad things that would happen to your credit if you did not do so.
I am going to now have to pull a credit report to see if they put a fraudulent debt on my report as this kind of thing happened regarding a revolving department store credit card (Palais Royal) in which a phony company, " Whitewing " managed to get a phony debt on my credit report which took great trouble to correct. Be aware of this scam. I reported it to federal trade commission and rip off report.
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