My bank acounts were recently froze without any notice at all. I had recieved a credit card in the early monthes in the year 2001. I had all intentions of using the card properly until my current girl friend was killed in a car accident. After that I stopped working and never made one payment to that card, i kinda lived off it. They sent me some collection notices now and then and i ingored them. Then they just stopped coming... Until last year.
Rubin and rothman began calling but I wouldnt talk to them on the phone and didnt even know if i was the exact guy they were looking for. So i sent them a letter asking them to validate my account but they never sent anything back. They just kept calling and calling, I wouldnt answer. Suddenly yesterday I go to the bank and everything is locked. My bank sent me a letter with subpoena and restraining notice. Is this legal? What do i do? I heard about some 6 yrs and your to late thing, can this work for me, if so when does the 6 years start? Help
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