I applied for a loan on line for bad credit. "Maria Hernandez" contacted me within 2 days. She said I was approved, but needed to send an "insurance" and "collateral" payment of $925.76 first in order to get my loan. I asked why that couldn't be taken from the proceeds. Her statement was that the "insurance" payment was put in a seperate account and in order to have the loan funded the "insurance" funds needed to be in the account first. I was hesitant and asked the question that the "insurance" is normally an option (for disability, loss of job, etc.) At that time I said I couldn't pay the up front fees and she said in order to hold the loan open until I was ready, I had to send the insurance and collateral payment together. I asked what was the insurance amount and was told $325.80 and the difference was for colletaral payments in which would be held in escrow and used at the end of the loan.
I was at first able to call and contact her by phone at 1-866-963-4838 ext. 3, although I got her voicemail most of the time, but at least the phone number worked. She sent me a contract via email which looked good with legal terms etc, but still a little sceptical because it didn't look like a traditional loan papers. Still the same, I convinced my self that it seemed to be legit.
I then was sceptical when I called prior to sending my money via western union (79.00) the phone number says "thank you for calling"-"goodbye". But sure enough the day I said I would be ready to send the funds, Maria called me to instuct me how to wire the funds to Canada under the name of Aisha George at 782 King St, Maple, Ontario who was suppose to be a certified courier to diliver the funds to the insurance company for escrow. I again questioned it, but they sold me and scammed me - good.
Needless to say, I do not have my $5000 and am out $1000. I need help on trying to get these guys. I have emailed Maria to let her know she will rot in h&, but I am sure she does not have a concious or wouldn't be preying on hardworking people just trying to make it in life and try to better their credit.
0 comments