I am reporting ASC hoping it helps me and other hard working citizens. My husband and I along with our 2 children finally built our dream home. After living in our new home for six months our loan was sold to ASC. I had automatic withdrawal from my checking account with all previous lenders, when ASC bought the loan they wouldn't honor the auto pay. They sent me in (May) a contract for auto pay.in june they denied I had autopay. I applied for another application and a month later they denied that as well.
In Aug. 2006 there was a payment to ASC through autopay, then came Sept. No autopay! When I called and spoke with a representative and told them that my Sept. Payment wasn't taken out they told me I was now late and they would begin foreclosure. I tried to refinance to get away from this company, but ASC reported a 90 day late on my credit report after a payoff demand was made, mind you on the months they didn't do auto pay I did pay them over the phone so why do I have any lates?!
Further more, when I tried to refinance I couldn't find a lender who would take a 90 day late, mind you I tried making Sept. And Oct. Payment but at that time they would not accept it.in Nov. I hired an attorney who is fighting this case. They are denying her legal 93A letter which was sent certified mail and didn't respond to there 30 days. They are also denying a cetified legal document. I had a land sheriff officer serve me with the first steps of foreclosure papers a week ago. ASC attorney told us they would make us an offer but it's been two weeks, two weeks closer to foreclosure. What next? Lets hope a judge finds them guilty!!! ASC forces people into foreclosure. Please if ASC buys your loan please get away from them asap!!!
0 comments