I applied for a personal loan with Liberty Mutual Financial Service on 10/29/06. On 10/31/06 I received a call from a Taylor Moore telling me that I was approved for the $20k loan I requested! Not only that, my rate was an astounding 7.9%! My monthly payments would be $241.52 for the next 10 years! Sounds great Huh! The only things I needed to do to receive my money in 2-4hrs was fax them a copy of my s. S card, D. L, a recent paystub, and my checking account and routing numbers. Oh! I forgot! I also needed to wire them $1375 for my loan ins./collataral/default/deposit through Western Union. So I did!
I know you are reading this saying to yourself, "You NEVER send money to get money" right!? Well, I didnt know that until now! Rest assure it will NEVER happen again. Anyway, I sent the $1375 on 11/1/06. She assured me that the money will be direct deposited into my account in 2-4hrs from the time they pick the money up from Western Union.By the way, I sent the money to an Ophelia Jones in Manhattan NY. Needless to say 4 hours went by with NO money in my account.
On 11/2/06 I called the 866 number all morning to get a hold of Taylor who appearently was in a meeting, in the accounting dept, didnt come in yet, and many other excuses they gave me! By early afternoon I was able to get a hold of Taylor who advised me that the money was not wired into my account because I never paid the $550 allocation fee that was required. Of course I didnt believe it, but when she told me to read the fine print on my loan aggreement, sure enough it was there. "An allocation fee may be required for new loans!" So, I sent her another $550! This time it went to an Jaukua Cooley somewhere in Canada. (By the way it cost me $160 in Western Union fees!)
Later that day I spoke to her again and she told me the money would be in my account in the next 30 mins to just be patient. I never received any money. I never got a refund and I never will. I was robbed $2000 not too mention they have my s. S card, D. L number and my bank info. I was smart enough to change my banking account numbers and put a fruad alert with the credit bureaus!
Whats done is done.
Please dont let this happen to you. When I went to the police station they told me its called the Nigerian scam and that the money goes to help fund terrorism. Remember, if it sounds too good to be true... It is! Any questions feel free to call me. Ill tell you all about it so it doesnt happen to you or someone you know.
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