I recieved a phone call and was told i was approved for a 2,000 credit limit on a credit card with a visa logo and a low APR. But i needed to give a $200 processing fee which would be refunded in way of a $200 certificate towards my first bill. I was told that this would help rebuild my credit and that they would report to the credit bereaus every month, as long as I used the card monthly.
It sounded to good but, Man are they good at their jobs. I gave them my bank info. They deducted the money from my account and I havn't recieved anything they took the last 100 on 9-22. So my bank statement came and it had to two $100 charges on it.
I had lost their contact info so I went to the bank and asked where these to charges came from. That is when I learned about the ACH and their processing bank is Wachovia (spelling mmight be wrong). Then my bank rep call Wachovia and asked where it came from and they told her Capital Financial. She sent me on my way with the info I was looking for. I came home and looked up Capital Financial on the Internet and found this site. My jaw dropped. I read all these reports that sounded do familiar.
I have been had. Well today I am going to my bank again and I will ask for an ACH reversal. Good thing When I spoke with the bank proir I told her I didn't know where they came from It might be easier to get a reversal done, thanks to This website. I will post more when I return from the bank.
Jennifer
Willoughby, Ohio
U.S.A.
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