First off, i was recruited by the company thru a friend and figured it sounded really good and why not try it. I went thru the Life insurance licensing, etc. They claim that you will get your $ back (the $199 fee), etc. Well if you read the IBA agreement and i suggest everyone read this in detail, you will find other interseting factors, just like you dont own your clients, you cant sell other insurance then Primerica (national benefit life), etc. But you have 3 months to claim to get your $ back and but that was not what my RVP told me. Also as soon as i did ask for it back, which i was told was perfectly ok to do when i was hired, they sent me an email claiming i was resigning for the company. I never quit, but whatever. The thing that made me think 2x about this was how they claim we will not do business if we can cant do the right thing.
Ok explain to me how the you do the right thing. I got life insurance with Primerica after i joined the company, never had it before and figured it was time to get it. So i got a policy etc, after a month i heard on radio an ad for life insurance, well being curious i called the company and was shocked to find out i can actually get the same policy for about $30 less a month. Now it doesnt sound like alot of $, but $30x12 months= $360 x 20yrs =$7,200, so how did Primerica do the right thing by me? If its helping the customer out, thats their mission statement??? How is that helping me? I asked my RVP and all i got from him was well we never claim to be the cheapest, ok fair enough, but 40-50% more than most companies? I can see 10-15%, thats fair, but if your suppose to help people out of debt, how is that happening? Also after i cancelled my policy with Primerica i received a nasty message from my RVP, lol which i thought was funny, saying i guess you dont understand what were doing, i understand all to well, like i said $30 a month is not a lot of $, but its the principle, they would be the first ones to say, hey, its $360 a year, you can invest it etc, or do soemthing with that $. The other thing that is a scam is their high price mortgages and their claim we will get you out of debt earlier and that interset rates dont matter. Dont pay attention to the interset rate, thats total b.S... So if they dont matter than why not make your interset rates 3-4% not 8-9%, lol, whatever anyone who knows anything knwos if you take a 30 year mortgage and just by changing your payments to bi-weekly, which is what Primerica does, you will cut a 30 year mortgage by 7-8 yrs to 22-23 yrs, so again misleading, they dont tell you that. The recruiting is a joke, they are constantly trying to get anyone into thos "Opp Meetings", some people at these meetings barely speak english, etc. I mean have some kind of screening process, these are the people representing your company, Primerica, all agents are a reflection of Primerica, so you would think any logical person would screen who they bring into these meetings. They go into malls, on the street etc to recruit the next future RVP or Superstar, please. Do you really want anyone off the street working on your hard earning savings and much more? I dont!
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