I had several payday loans with this company from 2001. I stopped using this company for payday loans, but DID continue to cash checks there on occasion without any issues.
Now mind you I have had payday loans with other companies and had NO problems obtaining those payday loans. The last one I got the company ran it through Tele Track and it came back that I owed Quik Cash for an outstanding loan? The payday loan company called Quik Cash and questioned the amount that I owed them, the woman that I spoke with said that I owed them $25 from a loan in 2001??!! The company I was at, went ahead and issued me the loan based off of the info that Quik Cash gave to them, that I owed $25, obviously not a loan I defaulted on but rather some fee.
So approximately six weeks ago, I only owed Quik Cash $25. Well, I go in today to cash my paycheck and it was taking a really long time, first off they called my work to verify with my payroll dept. That I had cashed the check, so if I tried to report the check stolen that was a lie (this having happened is strange all by itself)??!! So then the manager comes back and asked if I knew I owed them money, I said, "Um, I do not owe you any money!" She then began to tell me that I owed them $373 from a payday loan in 2002 and that when they ran my check through it kept all of my money and applied it towwards this debt.
I lost it, not only is this my grocery/bill money, but they were stealing my money from me basically. I said I wanted proof of this debt and she showed me her computer screen which meant absolutely nothing, then I asked her why six weeks ago when I called because they had me in Tele Track did they say that I owed them $25??!! The manager could not give me a straight answer, she said there was no way she could give me any of my money and would not give me my check back. What else I thought was very strange is that up until the point that they told me I owed this money I had my check in my hand. They did not ask me to sign it or put my thumbprint until they came up with this bogus debt.
I feel violated, it would be one thing if I thought this was a valid debt, but I honestly do not think I owe this money. They said the only way they could give me my money is if I produce a receipt??!! When I asked to see the contract, they said they could not give me that as this loan was so old, yet they will take my money.
I am BEGGING anyone else with this problem I would LOVE to nail this company. This has to be illegal. Please HELP!
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