Complaint / Review
Portfolio Recovery Associates
Collector Letter for Kay Jewelers Account Charged Off Over 10 Years Ago

(5-6) Portfolio Recovery Associates (PRA) sent me a letter dated 4/22 stating they purchased my charged-off Kay Jewelers account from Fourscore Resource Capital and that I owe $340.93. This account is approximately 10-20 years old. Kay Jewelers, the original creditor, already posted the "charge-off" on my credit report over 10 years ago and it was been removed at the 7-year maximum limit. I responded to PRA by sending via fax and certified mail a "cease communication" letter and notifying them that I have filed a complaint against them with the FTC. I await their response.