I took a loan out on line and got into a lot of trouble with this due to all the fees and ended up with multiple on line cash advances. I ended up closing my checking account due to all the fees adding up and getting futher into debt.
I settled my accounts with almost all of them except for one called FSM group-US fast cash. I could not reach this company nor did they try to reach me. Until one day I recieved a call saying that I needed to have a lawyer on stand by because I was being charged with fraud by diseption by FSM group. They gave me a case number but stated the information would be given to the court system after 5pm that evening. She asked if I had a previous record or was on probation. When I said "no" she said she would call FSM group to ask for an out of court settlement.
Not only 1 second later she got back on the line and said I could moneygram $655 by 5pm to stop this charge against me. This was a $300 loan. They stated that $90 was added for return fees and a 60 day fee at 756% interest. I told them that the company never has contacted me and that I was unable to get their number to get this matter resolved. They stated that according to the contract I agreed to that they did not have to give me any notice to such actions. Is this true? I can't believe a company can get away with this. I am a professional with children and have no intentions of committing any crime. Now I feel like I will be put in jail until I get this matter solved. What is my recourse. Any suggestions?
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