I went to work there. The first thing they did was give me a fraudulent license. They broke the law the first week I got there. The second thing they did was give me company accounts. Customers. I was to call them; and tell them I am their new agent with the MO of not really account updating but to sell them something new. The second week I found a customer who has lost close to $80,000 in his account. He begged me to service the account and visit him. He even offered to buy something if I just help him with his account. "What a nice guy" I told the md about this retired gov't worker and the MD completely belittled him and said he's crazy. I told the MD the rest of his funds are going to disapear and the MD said "he's crazy, he thinks he was in the CIA. Tell him it was a mistake and everything fine." This guy has already lost $40,000 due to account misprepresentation; and he was about to lose the rest. Then I realized; if a company rips people off for $5, they have to rip off a million people to get to 5 million. But if it rips people off for $100,000, they only have to rip off 50. All in all he was just another person sold a vanishing premium policy and had his account churned. Many don't know but Metlife lost a class action case where they misleaded all about 7 1/2 million customers a few years ago, they also lost a class action case where they charged african americans a different premium, and their president from the 50's said white and black people shouldn't live together. It's a real wonder to me that people don't line up to the building with torches but in any case since all of this, plus the fraudulent license they gave me, and the fact that I wasn't paid what was promised, and other co-workers quarries about being ripped off for commissions they were promised, I would say this is the worst company in the world. They also take the salespeople's commission and hold them in this pool; they pay them 10% of thier commissions at a time. Most workers think this is an industry norm since this was their first recruited company. But hopefully they one day find that it's a big joke and every other company in the industry pays their people right away. It's just one more big scam on their own people. This is the worst company I have ever heard of and I am doing everything I can to put them out of business. Their financial product which is linked to their insurance product is shown in an illustration as to grow by their extraordinary divident being met. But what many people in court soon find out is that no matter how well the company does they never have to meet that dividend; and in any case even though they are sold this policy with a caring hand in their own home with their family there, the company has no obligation to the customer in terms of fullfilling a promise sold in good faith.in court they'll also say that no matter what the account rep said to the person, doesn't matter.
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