Hi-
my name is Leah, I was just married not too long ago and was on the web looking for some information on credit and ways to improve mine. I recieved several things in my email that delt with credit cards and with loans, I desiced on a loan card that would cost me 129.95 up front processing fee and then 500.00 would be put into my account.
I got up this morning to call my bank to see if the money was put in yet and they said no my account was in the negative by 168.00 so I started to freak... I hate having no money in my account and I am not one to let my account go delenquent. I ask why my account was like that, had I misfigured my bills and this processing fee, was it more than I had in there, there is no way! I just deposited 510.00 this week!!!
She said there was a fee of 159.95 taken out by ACH ADJUST for a VISA ACCLAIM card... I mean I really was scratching my head then. I got to thinking well did I ever put my info on a visa acclaim card, I don't think so, I mean I DID NOT authorize this. I am not stupid when it comes to my account. I would never had done that!!!
I am so very mad... But I feel like who can I blame, is it my fault, NO, I know I will have to rebuttle this with my bank which takes like 10 days to send paperwork off and I needed that money in there.
I mean I am fixen to have a baby, I can't have my account in the negative. It is wrong of this man, or these people to do this. Even the company that I decided to go throught said by law that they had my information online but had to call, by law and get a voice conformation or send papers for me to sign and send back.
You can not say it is right to allow people to just take someone's information and the scary thing is I have not one clue how he got it... I mean I know I prob. Looked at his web site for this card maybe filled somethings out but I NEVER AGREED TO HAVE MY ACCOUNT DEBITED!!!
I hope a lawyer does see this because when I get this taken care of if anything elso comes out I will have a lawyer or hopefully by then something can be done.
Thank you-
Leah
eight mile, Alabama
U.S.A.
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