I accepted the offer because the mail had the address of fingerhut who I owed money to and it appeared to be a good offer. However, the fingerhut account is not being reported as paid, it is still past due. The bill for the credit card comes late and when you call to make a phone payment they charge $15. The billing due date changes from month to month so you never know when the bill is due. I have asked for a letter stating that the fingerhut account has been settled. I haven't received anything.
This is a scam. Don't trust them and don't send them a dime of your money. If you really owe a debt to a company, I recommend that you get in touch with that company to pay your debt. Hope this helps someone.
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