If it sounds too good to be true it is. This company Consumer Financial educators formerly DRSM diguises itself as an educational company as they scam you out of thousands of dollars claiming you have a shot at not paying back what you owe to creditirs. When I signed up I was very skeptical as they could not put me in touch with one person with whom this program actually succeeded with. You can go bankrupt for about $250. I am ready to pursue a class action suit with anyone who is interested. I have spoken to the state aattorneys office and they are currently investigating them. My advise is not to waste our money and they will get what is coming to them.
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