I have had the same experiences as the other writer's here. I was promised a low interest rate, charged over $10,000 in business expenses, and then received a rate increase to 28%.
I caled them and they could not explain why my rate was so high but offered to lower it to 23%. I screamed and hollered to no avail. I was told that was the best they could do for 1 year.
This is no less than the proverbial "bait and switch"... DO NOT get involved with these folks! I am a 52 year old small business owner with a personal credit score of 750.
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