I have been charged with a Pac Bell bill from San Diego from 1999 that I have cancelled checks to prove were paid.
American Agencies restarts the clock on this collection every time I contact them but never resolves things.
I have sent letters to the credit bureaus with the same info unsuccessfully.
I am sending the credit reporting agencies copies of rebuttels from this web site and have hired an attorney.
Thanks to everyone who wrote in with advice.
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