I spent a day entering applications to credit cards so I could build my credit, then I sat and waited for the results to come in the mail. When I recieved a pre-approved "guarenteed" credit card with a limit to $5,000. To recieve your card you had to pay a membership fee of $39 or express your card for $43.
I decided that it couldn't hurt to express it so I made a money order of $43 out to Capital Choice Consumer Credit.
I failed to realize that the letter did not leave a phone number or an email address. Approximately 2 weeks later I decided that express wasn't very express.
So I got on the web to search for the card service, only to find other complaints just like mine.
So much for the "platinum card" that came with a $5,000 credit limit and 0% Intro A.P.R. For the first year. Talk about dishonest as well as a fraud.
It comes with a very convincing "approval certificate. The fine print says, "this approval guarantee is fully enforceable under applicable laws. You may earn automatic line increases at no extra cost." Buyers Beware!
Bonnie
Caldwell, Idaho
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