I recently applied for a loan with 200cash.com and was promised to get an email in the mail of confirmation that my loan had been approved. Like everyone that has left comments about this company, that is a lie. My account was debited for the amount of $19.00 for an application fee.
I started to get a little worried, so I found there name and where they said they were liceansed as a payday lender (state of Delaware), so I gave the division of banking and financial instiutions a call in delaware to see if there was a liceanse for them, and of course, there was none.
Then, when the debit to my account arrived, I contacted my bank and issued an unauthorized charge on my account for that ACH, and they took it off. They told me to just keep watching the account, if any others occur. If so, we will continue to do the same thing.
If anyone has these kind of charges to there account, they need to go to the bank and refuse to accept the charges and they will deny the ACH withdrawl. If this company tries to take you too court for this loan they never disbursed, the bank will be able to help and say there was never a ACH deposit for the amount of $200.00 in the account from this company.
Hope this helps anyone who is reading this. Payday OK and Payday One are GOOD internet payday companies that are cheap and actually exisit in New Mexico.
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