My ex-husband financed a truck in mine and his name with a bank and the bank used consumer portfolio svc to collect their payments. We got divorced and he decided not to make the payments anymore so I called CPS and they told me if I can make 2 of the payments then, I could keep it. Well then they decided they wanted it back right then and it would not go against me it would go against my ex-husband. Then the phone calls started after they got the truck. The loan went against me not him and they would not stop calling me. I was getting phone calls every day no matter what time it was they called even in the middle of the night and on Sundays. I had to pay for a lawyer so the phone calls would stop. The people were very rude and didn't care if I didn't have a job they wanted money and all I got was false statements so they could get what they wanted. They lied to me and cost me money I didn't have to hire a lawyer. Don't ever deal with these people cause they Lie and give false hope.
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