This company was willing to help me due to my credit issues, but the finance charges are totally insane. I purchased an SUV in 2008 and still have 2 more years on it, and I am well past the vehicle's value amount. They placed a device in my vehicle that will shut it off if the payment is late. My payment is due on the 19th; 10 days after with no payment is automatic REPOSSESSION, no questions asked. They call back to back 5 or 6 times a day!!! Talk about harassing!!! Why keep calling if what I have to tell you doesn't matter anyway? Word of advice to anyone: it ain't worth it. If Credit Acceptance offers to finance you, RUN, RUN as fast as you can.
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