I requested insurance on a home I was purchasing (closing April 12) at least 3 weeks before closing. They came and looked at the house and issued a policy. The day after closing (April 13), an agent called and said I needed a new roof and that they were cancelling my policy unless I replaced it within a couple of weeks.
They admitted they knew this before closing.
They also stated I owed them 28.00, even though the yearly payment was received in full. The Virginia insurance board said that although it was legal, it was dirty pool, and to make a report. I then received a cancellation notice in the mail. I put on a new roof and got another company.
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