I opend my first bank acount with key bank and from the start, over the years I have paid who knows how much in overdraft charges. Transactions would take as long as seven days to apear on my acount, I checked my acount online on almost a daily basis, one day my funds are fine the next day ill have four or five overdrafts, before I know it I had overdraft on top of overdraft. I have even had an overdraft charge overdraft my acount then get an overdraft for that overdraft, I called keybank I was told that it takes that long for transactions to show on my acount so I just paid the outragous charges. Finally a little over a year ago I decided to switch banks, now my transactions show up almost instantly and I have not overdrafted once since, so it seems to me key banks overdraft policy is a scam, they perposly take forever to post transactions so that you will overdraft
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