My friend tells me about a deal for a free dvd player. I look into it and come across a credit card offer for a free dvd player. I fill out the form and they tell me I am approved for a card to purchase merchandise and that $149.95 will be deducted from my bank account. It had an option to accept or decline. Of course I declined; not interested in a card that just gets me merchandise.
I had a feeling that wasn't the end of my experience. Of course I checked my account today and the money was pending to be taken out. I called Shirley... Ext (2072) with USA Credit and she told me what I declined was an extension of credit. Either way, I told her I didn't want the card and to put my money back in my account. I was informed this could not happen until March 1 and that it will take 3 to 5 business days from there. I'm not counting on ever seeing that money again, but I will go through whatever steps I can to try and accomplish this.
Just be careful and trust no one...
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