I am a 20 year old student, who learned the hard way, that if something sounds to good to be true, it probably is. Dynamic Credit Services called me at the beginning of June, promising me a 2,500 credit card to improve my credit and help me out. I couldn't believe it! I was really unsure by the person on the other end of the phone keep calming my fears, and making everything sound legit.
So I gave in, cause I could really use that kind of money, to fix my car and catch up on my bills. So I gave them my bank account number, name, everything they asked for. He said the card would only cost me a one time fee of $296, and I would recieve the card in 15 business days.
Well needless to say, they debited my account for the money on my birthday, and I didn't get the card or my money back. Shortly after I was evicted from my apartment, because I didn't have any money to pay my rent. I really did need that card.
I haven't been able to get a hold of them since sometime in July, when they told me I had to fill out this form that they sent me with a book called Credit 101, which I did, and now I'm still waiting, for the card or my money, either one's fine with me!
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