The following was part of a letter of cancellation I sent to Credicure. It well help you understand what happened:
As per our conversation on 2/27/06, I am canceling my contract and any further services with your company, CrediCare. Since contracting services with your company I have been put further in debt and have had my credit report besmirched.
I have contacted you personally, on a number of occasions, regarding the repeated late payments by your company to the listed creditors. For the past ten months you have had no explanation or solution regarding the detrimental effect your service has had on my credit standing. The only suggestion came recently when you said that I should take the account over myself and allow it to go delinquent. This way the account would go to collections and no further interest would be charged.in the meantime, my credit report is further degraded by a defaulted account. What kind of information is that for a credit counseling company to suggest? I contracted your services to improve my financial stranding and improve my credit history.
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