I came across Leading Dot via a internet request on existing mortgage rates. Curtis White named me to go over a feasible refinance at 5.35%, he delivered a Great Faith estimation, within the 3 months it got him to process-our paperwork, somebody at his organization "sadly" forgot to secure the mortgage and today the price was 5.85% and also the Good-Faith estimate was lacking several important numbers. After 3 Good-Faith quotes and two times before we were designed to shut, a brand new Good-Faith was delivered around and our $4300 in conclusion fees leaped to over $12,000. We selected to not shut with Leading Dot. The aftermath of dealing with them intended we'd to contact everybody they may have named and tell them these were not associated with our mortgages by any means - our home equity credit line which have been completely stopped b/C-Top Dot named Essential Bank and informed them to freeze it, Allstate b/C-Top Dot had informed them-they today were the notice owner on our insurance plan for that home - it was per month or even more of cleaning. These were shady in the get go. They also stated we had a need to possibly near charge cards or pay-off a charge card to create our credit rating boost. We did, plus they stated it'd be no huge package in the future out of wallet using the money w/d we would have it in shutting - nicely may almost all their phony costs they thought out just how to maintain any cash-out. Horrible experience. Operate from these folks.
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