Requested a journal from the NMS lawyer by telephone. Attempted to stop one-day later. Wound up likely to collecltions. Paid $65.00 for just one year simply to be gone them. Never received the journal after several efforts to get it. NMS telephone number no further worked.invested around $10.00 on long-distance telephone calls to find them. It seems Universe Credit understands what NMS does and helps them in strongly harassing customers to collect.
Please save a hassel plus some cash, don't purchase publications within the phone.