I was accepted as a Survey Agent on 11/01 and received instructions by email that I would receive a check via express USP in the amount $1,985.90. This check would cover all expenditures including evaluation, shopping ($40), transport ($20.90) and my compensation ($150). I was to evaluate the WalMart and Money Gram store insite the WalMart. I was to purchase goods of my choice not to exceed $40 and deduct an extra $20.90 for transportation cost. I was to take a total of $1,775 to the Money Gram store and deduct the Money Gram transfer charges from the $1,775 I'm sending out and not from my portion. The Money Gram was $1,660.50 - tranfer fee was $114.50 for a total of $1,775. I filed my report via email at 3:39 pm on 11/2.
On 11/3 I received an email at 7:43 am from Frank James, Hiriing Manager saying that I had done such a fine job that they had expressed mailed another package containing two checks. The checks arrived on 11/3 in the amount of $1,985.90 each.
Instructions: "We will like you to evaluate another money gram location around you and 1 restaurant.
Take both checks, go ahead and cash them, you will take $300 for your compensation. Go ahead and evaluate a RESTAURANT with $100, anything you buy will be yours. You will be left with a balance of $3,571, take it straight to Money gram and send it to our agent below using MONEY IN MINUTES, you are to take the charges from the $3,571 and not from your share".
I was unable to complete the money gram transaction due to downed computer at one site and a machine at the other site that was indicated in the instruction sheet. However, I did complete the transaction on 11/4 with the amount sent $3391, transfer charge $170 for a total of $3561, and filed my report on 11/4 at 4:36 pm.
I sent Frank James an email on 11/7 to let him know that I would not be available on 11/8 because I worked in the elections office.
On my way home from work on 11/8, I stopped to make a quick purchase at the Office Depot and found that my debit card was declined. I paid by check, which was accepted.
When I got home I found an alert message from my bank indicating that I had a negative balance in my checking account and three checks totaling $5,957.70 had all been returned for insufficient funds, my two savings accounts had been zeroed out to cover costs, my social security check and a small check for some part time work were used to offset the negative.
I have NO MONEY due to this fraud and I am heartsick and so very stupid. The next four months of my social security will hopefully clear up my negative but I'm not sure how my existance is going to turn out as I have mortgage payments, utilities, etc.
At least this may help someone else.
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