Last week I received a letter from JBC Legal Group, dated March 5. It stated I owed them $107.83 for a check that (they say) bounced. The date the check was written was 6/11/99 for $72.83. The bank I had in 1999 was bought out in 2001. I called the current branch, but they do not keep records for 5 years.
The statute of limitations, according to JBC, is 6 years in Maryland. I told the man who answered the phone, I had never received anything for anyone regarding 5this matter. He said they just purchased the debts from Ames. This store went bankrupt in 2000 or 2001. No other collection agency or my bank has sent notification of this. I also told him this was not on my credit report and he needed to prove to me that I dishonered the check and that I never made goodon it. He got a serious attitude and said "well consider yourself lucky this was never reported, but how do you know it's not on you credit?" I told him I just purchased a new car in 1, and I can guarentee it's not there.
He then threatned legal action against me. He told me that someone my age (24) did not want this on my permant record. I told him to go ahead and file charges, I would have my attorney contact him. He studdered a little, and then hung up.
I am so glad that other people are posting things about JBC, or I would have never known anything about them.
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