He lied to me as well. This so called Richard Davis. I have the physical address and everything now for anyone who wants it and need to catch his butt. He don't know I have it but I am a bloodhound myself and can track down just about anyone. He charges around $399 for services he never performs. Then he tells you to beware of vehicle loan modification companies out of Florida. Vehicle loan modifications can be done if you know how to do it but there are a few companies that are performing this service but I have to find a legit one. Vehicleloanmod.com is not the way to go, so beware of Richard Davis AKA NAFSKO
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