In March local paper prints add. Need a loan call 1-888-250-0135. I called this number i as prompted in 72 hours i would have the decision. 72 hours i was contacted by Shelia Haynes Universal lending firm 1-877-896-1884. We are glad to inform you that you have been approved for 4500.00 loan. We are a private funded lender so there is a cost of insurance 436.00. We need this insurance to get your loan out to you. Along with this i will be faxing you our commitment letter and loan app. You will need to read and sign at the end. The letter was on what appeared to be legal letter head with the company's name and address. All was taken care of 4500.00 was on the way. Well 72 hours i was contacted back and my loan had been revisited by Regina Ross 1-877-896-1884. Stating you will need to pay one more payment 436.00 for this loan we sincerely regret that you were miss informed. And it is guaranteed that you will receive 4500.00 the same day. This is a guarantee. Well being desperate having already investing that much i figured this is the real thing and i will get my loan. After this i was then prompted over to the main ceo Cathy Vanderhorst 1-707-637-2124. Mrs. Vanderhorst was very professional explaining the whole thing and said that in order to close the loan it being private funding in all the total amount was 300. That was needed and this would end the loan closing and my payment would be available in just a few hours. She commenting once again I am so sorry for the confusion i do not know why this has been handled this way. We close hundreds of loans a month and we have never had thing like this happen before. Well needles to say i still don't have the loan. And i am down 1256.40 trying to better me and my family. Here is a list of other names Andrew williams / Orange NJ, Oneil Davis / Spring field NJ. Martino Mcleoud/Kingston Jamaica, Karla Perkins/Orange NJ. These where the money gram handlers. The receivers of the payments. Truly i Hope these people get caught. I work in corrections and if i had the chance i would press criminal charges against all the people involved. Mr. Lankford
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