I decided to purchase some furniture at a local furniture store in Atlanta. They use a company called Okinus Credit Solutions for their 90 days same as cash program. What I didn't know is that your leasing the furniture. So 90 days same as Cash is misleading to the consumers.
So they type up this contract and say they will draft a certain amount out of my account each month but to my suprise they never did the draft so I called to pay the furniture in full and this is what I found out.
Okinus Credit Solutions never saved my information in their system, they never paid the furniture store for my furniture and they told me I don't have a contract with them so to go to the store and pay them directly. Sounds good, yeah right! Thankfully I recorded the whole conversation so they can't deny anything they said.
Well a couple of hours later I received a call from a so-called supervisor with Okinus who claimed "I'm just trying to staighten this out", I told her there is nothing to staighten out. You guys messed up and now your trying to cover your tracks. I already spoke with and recorded the previous phone call and I'll be going directly to the furniture store to pay them. Her response " So ma'am you will not be needed our services"? My answer, no because we do not have a contract and the one you typed up is now null and void.
One week later a phone call from Okinus Credit Solutions. Ma'am I am calling to set up payment for your account you have with us. My response, Ma'am I don't have an account with your company and if you call me again you will hear from my lawyer.
One week later, I receive a letter in the mail signed by Lisa Caraway. The letter says New Contract with Okinus, Inc. Showing a due date that they will be drafting my account. Apparently this is a new 90 days same as Cash Contract. Well I spoke to my lawyer and we both laughed.in order to have a contract and a binding contract that is, you have to have two parties who have agreed on a contract.in order for it to be bindingeach party has to sign off on the contract.
SoLisa Caraway and Okinus Credit Solution... We do not have a contract and if you touch my bank account, you will be Sued! I'm waitingfor this draft to happen so we can take you to court.
Signingoff,
Mz. IgotaLawye
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