Firestone should consider their 90 days same as cash for better promotions to customers when charges are higher. They know after 90 days customers cannot meet the promotions and the deferred charges are so stressful to customers and these deferred charges are so high also. Change to better promotion to customers all i can say.
If the amount charges on the credit card is small, 90 days same as cash is acceptable. But if charges are higher and even customers make higher payments 90 days are not enough or acceptable.
Your interest rate is ridiculous!
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