I have been getting calls for the past 4 days from a restricted and unavailable number. Because I don't answer calls that I don't recognize, I have been listening to the messages. I am getting messages from a Paul Hunt with a VERY thick Indian accent. The return number I get is (315) 770-0407. I called back on Monday and asked the name of the company and the person I spoke to told me it was National Affidavit Processing Services and that it was a legal company.
He then asked me for my name, but I hung up without giving him that information. What really set me off is that my best friend called me today and said that Paul Hunt called her yesterday at 6 A.M. (which she didn't answer) and called her today at 1:30 on her cell and attempted to explain that I had committed fraud and that they need to get ahold of me. Luckily she was so irritated by the fact that they called her while she was at work that she denied knowing me. The number Paul leaves is (315) 770-0407.
I looked up the number and it is an upstate New York number. So my guess is that these guys change their numbers frequently or they have several phones with several numbers and area codes so that they can call people on a nationwide level. Since I haven't spoken to them yet, I don't know how much of my information that they have. But, after having read all these posts, it is likely they have my info. Luckily, I don't work at the same place that I used to. I no longer have the same bank account that I used to. But I have had this cell number for 3 years, which is how they have been able to contact me.
So I will keep you all posted when I do talk to them because I'm sure they will be calling me 1st thing in the morning as they have been for the past 4 days. The do call SEVERAL times a day and they do contact your friends and/or family. But this is a SCAM. Whenever you get a call, please contact the Better Business Bureau. The BBB site states that they do not yet have enough information about this company to make a report so please bombard the BBB with complaints about this company so that they can be made to stop.
When you do speak to the people at National Affidavit Processing Services, let them know that you have already made a complaint to the BBB, that you have changed your bank account numbers, that you have informed your friends, family, and employers about this scam, that you know your rights (under the The Fair Debt Collection Practices Act) and that they are in direct violation of this, and that you have contacted all 3 credit report agencies to let them know about this scam. Even if you haven't done all of these things yet, it's best to act as if you did so that you call their bluff.
DO NOT GIVE THEM ANY CREDIT CARD OR DEBIT CARD INFO... They already have enough of your info. I would also seriously consider getting lifelock on your SS#. I read another post and the man mentioned lifelock and I'm going to get it asap. I had someone call me from a different company a few months ago claiming the same thing and it too was a new york number (716) 957-3875. I don't remember the name of the company but they also said that I owed them for a payday loan (which I'm sure National Affidavit Processing Services will say I owe them for).
I called this number back from a restricted number and a man answered "Hello". I had spoken to him several times before I finally began investigating and each time I spoke to him he was threatening me and said "Well your credit is f*ked up anyways" and hung up on me. Him cursing at me is what finally got me to investigating and I looked up his number and it was a NY cell number.
I think if you have ever applied for a loan or any kind of credit resources online, that companies like these gather the information and try to get paid via scare tactics. And I'm sure some people actually pay them which makes the harassment all the worthwhile. So just keep a cool head and don't buy into their crap. And REPORT to everyone that will listen about this company... Especially to the BBB so they are forced to make a report. And document every time you get a call and every number they contact you from. And prepare yourself for calls like this in the future from various companies all claiming this is in regards to a payday loan or something like that.
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