When I received the pre approved application from First National Credit Card Legacy Visa, no where did it say what their fees would be.
I knew the interest rate would be high because of my low credit scores.
I filled out the application online and was instantly approved. I received a card in the mail within 2 weeks. I used the card for two purchases on of $56 and the other for less than $20.
When I got the bill a couple of weeks later they had carged me a $119 "Acceptance Fee" and a $50 service charge also a $50 over the limit fee.
I was over the limit before I ever used the card because of all of the JUNK fees they applied.
My origional Credit Line was only for $250, they did not send me a credit card! They just sent me a BILL!
This company is a complete Rip Off and I told them over the phone they are commiting Consumer Fraud! The girl then asked me if I could go ahead and make my minimum payment of $80 over the phone now? Are you Kidding ME?
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