Just to let anyone know if you are applying for this credit card DON'T! When I first got the card, they charged me 179.00 in start up fees. So I only had I believe 50.00 on the card, and the immediately sent me a bill for 25.00.
So as the economy has been rising, its been harder to pay these little bills. I only used the card two times, on small purchases, that were no more than 20.00.
I could not pay the 25.00 for the first bill, as rent was a little more important. So from the end of last month, until now, almost the end of July, they call non-stop. They call 6 times a day on my home phone, and more on my cell phone.
My sister picked up the phone, and asked what the hell they wanted, and the woman, Brenda, over the phone said, " we need to speak to the card holder." and my sister said, " well she isn't here, whats it about" and Brenda said that my sister had no business talking about my business, which is totally bull, since I live with my sister. So for about 10 minutes this lady from Premier Bank and my sister were yelling over the phone. Great huh!? I simply cut the card up and told them to bill me.
They also have way TOO MANY hidden charges. Also the lady at Premier Bank was so ready to give my sister the Better Businesss Bureau number.
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