I purchased a car through Household Automotive on 3/26/01 which is almost 7 years ago. I made payments on the car for 4 years. Two years ago my husband was hospitalized for an extended time and I couldn't make the car payments. The car was repossessed and sold at auction.
Over the last three months I received a couple of phone calls from a Daniels & Norelli. They threatened to take my house, garnish my pay and had information about me from my credit report, including who holds my mortgage. They told me I had to come up with the money, to borrow it or whatever was necessary. I reported them to the Attorney General and they stopped calling.
Then out of the blue, last night my husband and I got served papers (a "summons") from Daniel and Norelli that states we have 20 days to respond and they want $18,030.99. The details are incorrect, including the monthly payment I had for the car and the total owed. They also lied in the summons and said I had been served a copy of the contract, which is not true.
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