Just wanted to report my wife and I have had the exact same experience as Lisa in Conway, Arkansas. The dates and amounts charged to our account were exactly the same as hers.
$14.95 debit card purchase on 12/14/06 which was mistaken for a holiday purchase and paid, followed by a $75.95 on 1/10/07 which we caught and will not pay.
My wife and I are both very net savy and careful to limit our online purchases to reputable companies such as paypal and amazon. All our machines are firewalled and have up to date antivirus and spyware protection. We've been purchasing online since the early 90's and have never had a problem before, and I'm at a loss to explain how this one happened.
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