Hai,
To begin with strictly strictly dont buy the travel insurance from the corporation (my recommendation).
After i began from new delhi india i got the travel insurance from icici lombard for 500000 (five lakh bucks) with 100 $ deductable plus one evening i had been sick and visited hospital and there the physicians conducted our tests and advised the treatment for this and today they're not paying for those bills and hospital is sending me those expenses over and over which is really a large problem and subsequently i named them to renew my plan (which according to icici lombard is alwys feasible to continue) they estimated the cost, got the cash, and after couple of days they said they can't restore the policy since i'd seen the physician and they'd said the money for my tests and from icici lombard / united healthcare in usa.
That is a really b'sht because they cheated me when i am here having a travel insurance from them and at us i can't obtain the new travel insurance whilst the new company won't protect my problem which has been identified once, because they never protect pre-existing disease and today i don't know what must i do with no healthinsurance.
But before purchasing travel insurance from icici lombard they never explained they never increase the guidelines if somebody visits see the physician and the medical people promises the money for that tratment from icici lombard and subsequently they took the money from me for that extension of my policy and after taking the money they refused to give the plan (our money remains with icici lombard) of course if these businesses don't have the heart to pay for the bills of the medical problems of the clients why they are doing this type of large procedures for 5 lac bucks means to 2.5 crores of indian rupees. However it is truly bad because they realize that their customer is in medical problem and he'll again see the physician and the physician will again declare the money from them so that they feel better not to provide expansion to those customers who will seek treatment.
The rep's of insurance company also explained to provide them in published that i'll not see the physicians again and they'll renew my insurance.
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