I had opened a providian visa card for a an annual fee of $89.00 three years ago. I realize the apr was high but I didn't care. I wanted to rebuild my credit.
My credit reached $4260.00. I paid the account on time... Always plus a little more so I could show a nicer payment. Did this help me? NOT!!!
I just received a letter stating that the bank that my account was transferred to (not my decision) decided not to keep my account open... Meaning no more credit card. I have now asked for my $89 back for the annual fee (prorated) if I can't use it anymore.
Kara
Palmdale, California
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