I check my accounts regulary so I was able to see the charges made to my account a couple of days after. I called to the number provided in the transaction report right that minute.
In short I was told I would be refunded for the two transactions and am now waiting for my refund. I immidiately did a search on the internet for UMG and am shocked at how many fraud reports exist on this company. I don't understand why they haven't been shut down.
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