My account had become past due because of my unemployment status. They sent into a collection agency to collect the funds. I finally was able to transfer the funds due to bring the balance to zero and close the account. This was three years ago. I had received one phone call from the collection ...
Providian National Bank issued me a Visa Account three years ago, in those three years I aquired numerous late charges in which I called and disputed them with operaters and supervisors. Unfortunately, to my avail, I had no choice but to pay them. A few months later my account was closed without ...
My Providian account transfered to Emerge master card which they owned jacked up the interest rate from almost 24% to 29.99% then chages the number of days on their billing cycle so that if you pay the minium monthly payment it all goes toward interest and in some cases does even cover the interest. ...
I'am a very busy woman, I work 8 hours a day and go to school. I may forget to mail my payment and it gets to Providian one day late. I get charged for everything. One penny over the limit One hour late, even if I call it in, it has to be at a certain time to get credited. It is so frustrating. ...
I'm just chiming in with my complaint. If there is ever a class-action suit, I'll be happy to add our names to the list of unhappy customers. Several years ago my husband and I declared bankruptcy—largely due to medical bills, job losses and so on. It was a shaming experience to say the very least. ...
I to have a filing with FTC against Providian Financial. My wife and I both had active accounts with Providian and had R1 credit with them, Providian jumped are interest rate to 28.9% and said they sent us something in the mail that gave us a choice to opt out and cancel our card and pay the ...