We have been paying on time for 3 years & because of my job (commission sales) & the housing crisis in California, we need to modify our loan. Wilshire actually said that they would rather wait for 90 days of receiving no payments before starting the process in working something out & ...
I am been trying to work on getting a loan modfication with Wilshire. I had some bad luck will illness before this mortgage crisis happened but they have becomed overhwhelmed and ended up sending my home for public sale (when I thought I was working on a loan modification). Same story - no returned ...
We have had Wilshire on our mortgage for the last 3yrs.in that time not 1 payment has been reported to the credit bureaus. As a result my credit score now is LOWER than it was when I purchased my house in 2004 with a score in the 700's. My score now is in the 4-500's range. Not because of late or ...
Here in Missouri we have experience 5 federally declared disasters. I have called Wilshire trying to make payment arrangements and I keep getting reminded that they are a loan service and not the actual loan holder. I keep getting no where. I finally had to hire an attorney and I still not sure if ...
My original mortgage / home loan was financed through Mortgage It Company in August and shortly after, in October was bought off by Wilshire Mortgage Credit Corporation. I made numerous of calls to them trying to establish an Escrow account for my taxes to be incorporated into my mortgage payments. ...
Wilshire foreclosed on my home due to the fact that they were filing for bankruptcy. They would not accept my payments - then did agree to a lump sum - then returned it saying additional interest was due. This interest apparently accrued while the payment was in transit to them! I met with a ...