Situation one: merrick bank allowed my credit card to go over the limit by $120.00. Part of it is my fault because i work four days each week from 4 pm - 4 am and did not keep track of my spending. I received a $39.00 over limit fee. I called and was told the merchant had "pushed" the ...
Every 15 of the Month i get my monthly statement, i send the payment out the very same day, i send the payment to its hicksville office in NY, Mind you i live in NYC, so it should only take a couple of days. The following month i get a late payment fee of 39.00, the only way they stop charging me ...
I have had a credit card with Merrick Bank for over a year - I have never been late. My company closed and the company I worked for owed me over a month's pay. This company started calling me yesterday (Cardholder Mana, my caller id shows they called 5 times today and it won't register how many ...
When Merrick Bank increased its already outrageous interest rates to over 30%, I paid off my balance with a balance transfer to Bank of America. That closed the account and any renewals. They refuse to acknowledge I paid them off (which cost me a heavy transfer fee to do). They keep charging fees, ...
Unusual Ripoff/false online advertisment: I was under the impression that Merrick Bank could help me establish my poor standing credit. They charged me a fee just to have their credit card which is legal but it seemed to me to always be increasing. I began with a limit of so many dollars and paying ...
After paying my bill on time each month, and even making payments when my statement shows a minimum due of $0, Merrick Bank decided to raise my interest from 12% to a whopping 32.20%! In addition to this, they are now charging me an annual fee which is billed to my account at $5 per month. When did ...