I have had a household card since I was 18. I always had mysterious late and over the limit charges that were added on and sent in a later bill than my initial one for that month stating I owed more money to them. I constantly argued back and forth but got no where with it. They stated they had a ...
I have had an account with household bank (HSBC) for over five years. Until recently, I would pay the balance in full each and every month. It wasn't hard since the credit limit was set at $300 and never once raised despite my excellent credit and patyment history. I then decided not to pay in full ...
Received phone calls from their collection agency with threats and sly commnents. I am a 60 year old white female and the only one working in the family. My husband is unemployed. I have not heard from these "characters" for years and then I get terrible degrading phone calls that harrass ...
My wife and I filed for Bankruptcy almost a year ago and we were told to get a credit card ASAP to start rebuilding our credit. Well I looked online but the only Credit card Co that kept popping up is Orchard Bank. So I figured what the hell. I bit the bullet and applied and payed the fees. I ...
I have had my household bank card for three years. No late payments, no overlimit fees, nada. Yesterday I received a written notice that my interest rate was being raised to the default rate. HUH? For three years HSBC has raised my limit consistently. Since they've gotten the limit up so high, why ...
Due to lousy service i called hhbk @9:20 A.M. Nov 26 to close the account. They directed me to supervisor "debbie" & she told me to destroy the card & she'd refund me the balance in the account ($186.24) i destroyed the card, she sent the $186.24 & my dec acct statement ...