This is a Texas problem: BoA, in Texas, is now allowed to hold your checks and deposits and decide when to put them through your account. In 2004 a new ruling was made that allows this in Texas. That is exactly why they are now able to juggle things which gives them the ability to charge the user ...
I have been a credit card holder with Bank of America for 4 years. I received my bill this month and it went from 15.99% to 19.99 percent. This is an increase above and beyond the rate rise from a few months ago when interest rates started to rise and so the variable raises with it. I called ...
Last New Years I had an emergency and charged 3500 dollars on my zero balance Fleet card I save for emergencies. I do not use cards for anything but emergencies. In May I received an offer from another card company for a lower interest rate and 0% interest on all balance transfers. So I figured I ...
My wife and I had received an offer to get a Bank of America credit card in Dec, 03. Since we had good credit we got instantly approved for near 4000 dollars. It also had a balance transfer with a 0% apr for a year. So I transferred my Discover balance over. Now through the course of the year I had ...
As a good customer of boa I have never missed a payment on any of my accounts. I somehow went over on my credit limit by less than 50.00 including the fees they say this happened twice. I gave them what I thought was enough to get out of the red by paying more than due. BOA has changed my APR to ...
I went in to a branch office of Bank of America to cash an $80.00 check written out to me. I was told that because I did not have an account there that I would be charged $5.00 to cash the check. I am aware that other banks are doing this also, but Please give me a break. Talk about double-dipping. ...