These individuals lied to me about the amount my mortgage payments would be. I was told that there wouldn't be any closing costs and had to pay around $800. I signed for an FHA loan and they changed it to a conventional loan without my knowledge. They added fees and insurance costs making my ...
We signed loan papers with National City Mortgage in October. Our broker told us after months of pre-qualifying and jumping through endless hoops of "can you find this paper please" that we would finally be signing. We moved our belongings over 200 miles and put them in the house we were ...
When I wondered why my house payments were supposedly showing up late at National City Mortgage's payment facility in Los Angeles, I began to ask some questions. To conduct my own experiment, I sent in two house payments via Priority Mail with Delivery Confirmation & Tracking. (This service ...
Just after 9-11, I refinanced my 30-year-old home with National City Mortgage to get a lower interest rate. That's when the trouble began. Although this refinance reduced my payment because the interest rate was lower, what I didn't know was that NCM was neglecting the escrow balance which went in ...
I made application on April 24 and fedexed the documents asked for on May 5. The loan process was delayed by petty requests for information already submitted in another format. Underwriting would ask for an item or explaination and set the application aside until that information was recieved. The ...
National City Mortgage once charged us a late fee, not because they didn't receive our payment on time but because they didn't know what to do with the check. There had always been plenty of money in the bank to cover the check, and a look at a scan of it showed that it was in order and included ...