Orchard Bank / Hsbc
Apr% tripled to 28.9%, late once in 2 yrs
I have had a card with Orchard for just about 2 yrs. I was late once, just once and they TRIPLED, yes TRIPLED my APR from 9.9% to 28.95%. They said that in the terms of the agreement they could run another credit report on me at anytime and change the rate. This is a piece of garbage company who ...