CitiFinancial
Loan Secretly Restarted as New Seven-Year Loan at 25.01%
I had a 60 month personal loan with CitiFinancial - they solicited me. I needed it at the time and I took advantage of their offer even though the interest was ridiculously high. After around 48 months they offered me an opportunity to lower my interest rate. I accepted. I'm not sure at this time ...