I have a capitol one credit card that went to collections. It went to some minor collectors then I got a letter from the Law Offices of James A West out of texas. Well I sent them a certified Debt Validation Letter. I got no responce, and then I received a letter from The awesome Love Beal and ...
May my wife was served with a summons stating LBN was representing Midlan Credit Management and she was being sued for some $3K. We immediately sent a dispute letter (certified Mail, two weeks after receiving the summons) and copied the court. 97 days after having acknowledged receipt, LBN provided ...
Sent a VOD letter to this company in Nov. 2005. I received their reply today—one year and 5 months later. They have "validated" a debt that was paid in 2001 to another bottom-feeder debt collector (I was too ignorant of the law back then). Not only that, but the SOL has expired, since the ...
This group of liars have garnished my wages without ever serving me with paperwork to appear in court. When I was notified by my employer of the garnishment—needless to say I was shocked. I contacted the office and told them they couldn't do this... I should have my day in court. They said someone ...
I am caught in the Love, Beal, Nixon net. First I heard of the debt was the Summons and Petition. I have filed my answer of debt denial and the affirmative defenses. I have been reading everything on this site and have learned a bunch, yet I still need more info to fight this suit. First, it now ...
I was summoned in jan. Of 2007 that i owed 2,000 something dollars for a credit card i had with emerge visa. I don't recall it being that much before i stopped useing it and i don't recall them (emerge) ever contacting me about the debit. I did however write them a letter saying i did owe that ...